KMyMoney replaces 3 paid apps
One open-source tool, 3 subscriptions it can stand in for. Each pairing below is curated and verified by hand, with the honest catch spelled out. No votes, no pay-to-list.
licenseGPL-2.0+
runson your machine
installInstall a distribution package, Flatpak/AppImage, or the published Windows/macOS desktop build
dataThe normal .kmy file is compressed XML on the user's disk and can be GPG-encrypted; KMyMoney also supports SQL storage and imports such as QIF, OFX, and GnuCash XML.
setupno real blockers; verified to install clean
facts verified 2026-08-11
Imports, categorisation and cash-flow forecasting on the desktop; the forecast is not dressed as a calendar.
the verdict →
Budgets, investments and cash-flow forecasts on the desktop; delight was not in the KDE requirements.
the catchKMyMoney's desktop workflow and uneven bank connectivity are much less automatic and polished than Copilot's account aggregation, categorization, subscription detection, and mobile net-worth view.
the verdict →all Copilot Money alternatives →
A local ledger with imports, budgets, investments and forecasts; the desktop still believes in menus.
the catchKMyMoney's platform-dependent online banking and investment workflow are less consistent, and its reporting and bill-management polish trail Quicken Classic.
the verdict →all Quicken Classic Deluxe alternatives →last updated 2026-08-11 · up to $420/yr replaced · no votes, no pay-to-list
