OpenBudgeteer replaces 2 paid apps

One open-source tool, 2 subscriptions it can stand in for. Each pairing below is curated and verified by hand, with the honest catch spelled out. No votes, no pay-to-list.

OpenBudgeteer $0replaces $22/mo966 · active dec 2025docker to self-host💰 personal finance
the facts, verified

licenseAGPL-3.0+

runsyour server

installOfficial Docker Compose stack

dataBudget buckets, accounts, transactions, users, and settings live in the deployment's MariaDB database, with Redis used by the application stack.

setupThe first obstacle is a multi-container deployment with MariaDB, Redis, persistent volumes, secrets, TLS, backups, and no built-in live bank connection.

facts verified 2026-08-11

what it lets you cancel
YNABYES$14.99/mo

YNAB-style buckets in a Docker box; bank sync and habit coaching did not make the container.

the catchOpenBudgeteer supplies buckets but not YNAB's native apps, live bank connections, habit-building guidance, polished reports, and managed cross-device reliability.

the verdict →all YNAB alternatives →
EveryDollar PremiumNOT REALLY$6.67/mo

YNAB-style buckets with transaction imports in a Docker box; bank sync and coaching did not make the container.

the verdict →

last updated 2026-08-11 · up to $264/yr replaced · no votes, no pay-to-list

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